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First Bank Mortgage - Refinance Untitled Document
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Refinancing Your Home
As a current homeowner you may be asking yourself if you are in the best possible mortgage for your current situation. Maybe you have an adjustable rate loan and are considering moving to a fixed rate loan. Perhaps the equity that you have built over the years could assist you in making home improvements, paying college tuition or some other expenses you have encountered. Contact one of our experienced mortgage consultants to discuss your particular situation and determine what home loan best fits your short term and long term financial goals.

Application Checklist
Types of Loans
Other Considerations

Application Checklist

Documents needed:

Information that may be required:

If applicable:

If you are building a home:

If you are refinancing:

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Types of Loans to Consider when Refinancing

Discuss the differences between a rate and term refinance versus a cash-out refinance with your mortgage consultant.

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Other Considerations

Be sure to discuss with your mortgage consultant any upcoming plans or events that might need to be considered when choosing the best loan for you. You and your mortgage consultant will discuss your current principal balance, estimated equity, credit history, debt and a number of other factors to ensure a refinance is the best course of action. Contact one of our friendly, professional home loan specialists to discuss your individual situation. At First Bank we put your best interest first.

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